With November underway, there are less than two months until the start of 2013. Before you know it, Thanksgiving will be here, and then Christmas and New Year’s. With everything that’s coming, the last thing on the minds of most people is dental insurance. But keeping dental insurance in mind is important. Here are a few reasons why:
Yearly Maximum
Every year, insurance companies help patients by paying for a certain amount of important dental work. But this amount doesn’t rollover at the end of the year. Instead, it’s renewed. That means if you don’t use what you have now, you’ll lose it when 2013 comes.
Deductible
With a new year comes a new deductible. Often, this amount is around $50, and it must be paid before insurance companies will start covering care. Have you paid your deductible for 2012? Make the most of your insurance by reserving an appointment with your dentist today.
Insurance Fees
A new year might also bring difference premiums or co-pays. Because you don’t know what these will be for 2013 yet, it’s a good idea to see your dentist this year. That will allow you to pay this year’s fees instead.
Emergencies
Sometimes there’s nothing you can do to avoid a dental emergency. Other times, though, a regular checkup and cleaning can actually prevent an emergency from happening. Avoid a dental emergency this holiday season by using your benefits to see your dentist now, rather than later.
The New Year is on its way, but there’s still plenty of time to take advantage of your current dental insurance benefits. Call your local dentist today to schedule a visit.